*Rate is variable and subject to change. Interest-only for 10 years. After the initial 5 year, fixed-rate period the rate will adjust every 6 months. The interest-only payment on a 30-year $157,692, 5-year Adjustable Rate Loan at 6.000% and 95% LTV would be $788.00. After 5 years, the interest payment is $788. After 10 years, the principal and interest payment is $1,122.65. The Annual Percentage Rate is 7.453%. Rates could change daily. Actual payments will vary based on individual client situation and current rates. Not available in all states. Some restrictions may apply. Rates may vary depending on creditworthiness of applicant.